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With Ganesh Chaturthi, once again the festive season has arrived with a bang. The weather is singing and is all set to get wintry pretty soon as it has rained well this season. Veterans and experts are hoping for early winters and so we can get back to the memories of having at least half-sweaters on Diwali.

Although it’s too early to start preparing but planning can be started. For example if you are living away from family and want to be home on Diwali, grab your train/flight ticket now. If you have to get your home painted for festive season, try and get it done in these days--Labor will be available easily and will cost you less as compared to the main festive season days.

Another important thing is budget planning. You are still good more than five weeks away from Diwali so you can plan your expenses, gifts, tickets etc today itself. You still have some money left from September’s salary so you can cut on some unnecessary or not-so-important expenses and save for next month. This will help you bear the burden of Diwali.

Some people who struggle to meet ends generally find festivals more than a burden. Instead of getting joyous, they start complaining and get frustrated. Well, no one likes expenses but if you have the ability to stay calm, you can plan things as per your suitability. And if you can plan properly, you will get convinced of it. Once convinced, you will attain a peace of mind as you have a befitting answer to the big question of festival and expenses.

Of course one plan cannot fit all families. But you are the best judge of your situation. Start buying necessary things from today only. Not only you will less burdened on the main day, but you will be able to save some money for sure.

Things that bang your head suddenly and burn a hole in pocket cannot be controlled. But then there are many things and occasions that you can plan and easily save yourself from last moment rush and panic.

Another good benefit of starting early and planning well is that even if you are not able to save much, you at least will have a set idea of expenses and by the time of spending, your mind would have adjusted itself to the fact that these expenses are due and are unavoidable. Just like we are prepared to pay rent to the landlord, EMI to the bank, and fee to the school, we do not find them terrifying at the time of payment.

So, prepare yourself, brace the fact that expenses are there on cards and then gear up to maximize on your savings and look for a Happy Festivities ahead.
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